Personal Finance : Business & Finance
Your spouse may be eligible to receive retirement benefits from your retirement plan. Whether your spouse is eligible for retirement benefits from you or not depends on the type of retirement plan you have, and the employer's retirement payments options. Some plans offer pension payments, which you'
College students often have their own printers that let them print out papers and assignments without going to the computer lab on campus. A good printer for a college student is affordable, compact and gets the job done efficiently. There are a number of printers available as of 2011 that meet thes
Student loans can come from a variety of sources, and unless you fall under a student loan forgiveness program or repayment program in exchange for service, you are generally expected to pay them back. If you do not pay back your loans, you will endanger your credit score, your ability to take out a
In a traditional mortgage, the lender creates and holds a mortgage account that holds all the debt the lender is owed. A borrower makes a payment from income, often writing a check or sending an electronic payment from a debit or credit card. This payment reduces the amount of debt in the mortgage a
You can establish individual retirement accounts (IRAs) at more than one financial institution. IRA custodians offer varying types of investments and services as well as fees and commissions. Deciding whether to establish IRA accounts at more than one bank or brokerage company depends on your financ
An indispensable tool for individuals and businesses alike, banks provide a secure place to store and access funds and they also issue loans to those who need money to start their own businesses, pay down debts, or finance much-needed maintenance to their homes. The backbone of any country's economy
Accountants are involved in a wide range of a business' activities including investments, payroll, purchases and bookkeeping; they are often in charge of keeping a company in the black or profitable. Accountants are also employed by private citizens especially during tax season to complete their tax
Anyone recently laid off or fired from a job might wonder if they're eligible for unemployment compensation, and if so, for how long. Understanding how unemployment works and knowing the factors that play a role in benefits can help you assess how much you'll receive and the length of benefits.
Computers are powerful calculating machines that increase productivity in many industries like business, education, medicine and manufacturing. Computer scientists create new computer technologies to solve computing problems or improve upon existing technology. Computer scientists are integral to th
Home loan financing can be an overwhelming business, particularly if you are not a savvy consumer. However, with a small amount of research you can gain a huge (and much-needed) financial education. If you are stuck with a disadvantageous mortgage loan, it is most likely in your best interest to ref
For many companies, research and development of new products can be extremely costly but may also yield significant profits, depending on the success of the research and development efforts. Many new products also have significant positive externalities for society and the economy as a whole. For th
A substantial amount of low-income families are not receiving benefits. According to a 2005 publication by the nonpartisan Urban Institute, only 5 percent of all low-income families with a full-time, full-year worker receive temporary assistance via needy families benefits. Vermont has a number of l
To take out money from your IRA, you need to choose the right distribution method.TAX TIME image by brelsbil from Fotolia.comAn individual retirement account helps individuals save for retirement and provides tax advantages. Part of your IRA contributions, or sometimes entire...
An Individual Retirement Account is a government-sponsored plan to encourage people to save while they work, to be able to support themselves when they retire. The government encourages saving through tax advantages, but requires that people do not keep their money in these accounts forever. Account
An Individual Retirement Account allows investors to leverage several tax benefits to save for retirement or other select purposes permitted by the IRS, such as funding higher education or first-time home buyer expenses. Your bank or other financial institution keeps a record of all activity that ta